Modern backyard with pool and stone pavers, promoting contractor financing options to help close more jobs.

Financing That Helps You Close More Jobs

Offer flexible payment options so clients Turn “Maybe Later” Into “Let’s Move Forward.”

Free to join for Techo-Pro contractors.

Apply for Financing

Close More Jobs Without Discounting Your Work

Pave Now, Pay Later gives you a simple way to introduce payment options early in the conversation, before budget hesitation sets in.

Close Jobs Faster

Convert proposals into signed contracts quickly.

Reduce Delays

No more "let's think about it" stalls.

Keep Projects Moving

Maintain momentum from quote to completion.

Protect Margins

Stop discounting to close deals.

When clients can spread payments over time, decisions get easier, and projects get approved.

Who This Is For

Pave Now, Pay Later is ideal for Techo-Pro contractors who: 

  • Sell custom outdoor living projects.
  • Invest real time in design and estimating.
  • Prefer predictable, professional payment processes.
  • Sell custom outdoor living projects.

If you’re tired of chasing decisions, or final payments, this is for you.

Conviértete en un Techo-Pro
Contractors installing pavers and leveling a base, illustrating professional outdoor project work.

How Pave Now, Pay Later Works

1

Solicitar

(Free for Techo-Pro contractors)

Enroll to offer payment options to your clients. Not yet a Techo-Pro?

Conviértete en un Techo-Pro
2

Present Payment Options

Introduce financing as part of the proposal, not as a last-minute save.

3

Client Applies

Simple, secure application process.

4

Build & Get Paid

Payments follow the schedule you set. Final balance is handled automatically.

Join the Pave Now Pay Later Program Now

Look More Professional in the Client's Eyes

Offering structured payment options through a financial institution builds instant credibility.

Contractor and homeowner shaking hands on a finished patio, representing trust and agreement on an outdoor project.

What clients see:

  • A professional, established company
  • A clear and secure payment process
  • Less risk when moving forward with a larger project

For many homeowners, this added credibility is the difference between thinking about it and signing the contract.

Solicitar ahora

Traditional Payments vs. Pave Now, Pay Later

Traditional Approach

  • Payment Terms
    60,000$ one-time payment
  • Client Decision Speed
    Clients hesitate
  • Project Timeline
    Projects delayed
  • Payment Collection
    Chasing checks
  • Upgrades & Premium Features
    Limited upgrades due to budget constraints
  • Professional Image
    Standard invoicing

You've Already Done the Work, Now Close the Sale

As a design-build contractor, you invest serious time into: 

  • Diseño
  • Budgeting
  • Client meetings
  • Revisions

The client loves the vision — then hesitates at the total cost.

Contractors installing large pavers with lifting equipment on a job site, showing teamwork and precision in outdoor construction.

That hesitation leads to:

  • Delayed decisions
  • Downsized scope
  • Uncomfortable negotiations
  • Or projects that never happen

Pave Now, Pay Later removes the friction that stalls good projects before it costs you time and revenue.

Get Paid on Your Schedule

With Pave Now, Pay Later you stay in control of how and when you get paid.

Contractor laying dark pavers in a herringbone pattern on a gravel base, showing precision installation work.

You decide:

  • Deposit amount
  • Progress payments as work moves forward
  • Final balance released when the job is complete

Our lending partner deposits directly into your account, then handles monthly payments with your client.

Apply for financing

Preguntas frecuentes

Yes. The program is free for contractors.

Yes. You decide deposits, progress payments, and final balance timing.

You set the payment schedule. The bank pays you, and the homeowner makes monthly payments directly to the bank — not to you.

No. Many contractors sell larger projects because clients can afford more due to spread out monthly payments, instead of lump sums.

No. The application process is designed to be fast and homeowner-friendly.

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